Loan Rates for:

Vehicles, (New and Used)

 

Year

Term

Premier A Paper B Paper C Paper

D Paper

E Paper

Score = 720+

Score =  680 -719

Score = 640-679

Score = 600-639 Score = 590-599 Score= 574 or less

NEW

2009  Over $30,000

Up to 84 Months**

5.99% APR 6.50%APR 7.75% 10.75% 14.75% 16.00%
USED 2008-2007 Up to 72 Months 5.99% 6.50% 7.75% 10.75% 14.75% 16.00%
USED - 2007 Up to 72 Months 5.99% 6.50% 7.75% 10.75% 14.75% 16.00%
2006 Up to 60 Months 5.99% 6.50% 7.75% 10.75% 14.75% 16.00%
2004-2005 Up to 48 Months 5.99% 6.50% 7.75% 10.75% 14.75% 16.00%
2003 Up to 36 Months 5.99% 6.50%

7.75%

10.75% 14.75% 16.00%
2002 UP TO 30 Months
2001-OLDER UP TO 24 MONTHS ON AN INDIVIDUAL BASIS UP TO 24 MONTHS

**73-84 MONTH TERM REQUIRES A SCORE OF 680 OR HIGHER, ADD 1% TO ABOVE RATES-Applies to new untitled automobilies only***

Loan Rates for:

RV's, Boats, Campers, Motorcycles,

Snowmobiles, Skidoos

Year

Term

A+ Paper A Paper B Paper C Paper

D Paper

E Paper

Score = 720+

Score =  680 -719

Score = 640-679

Score = 600-639

Score = 575-599 Score 574 or less

New and Used

Over $10,000 up to 84 months.

Less than $10,000 up to 72 months

8.50% 8.50% 9.50% 10.50% 11.50% 14.00%

10% DOWN PAYMENT REQUIRED ON ALL USED BOATS, MOTORCYCLES, RV'S, AND SNOWMOBILES.

***73-84 MONTHS: REQUIRES 680 + CREDIT SCORE ADD 1% TO RATE.

Minimum Shares Required - $25.00

Return Check Fee - $25.00

Late Charge - $25.00   15 days past due

We will not finance negative equity......100% NADA Used Retail

RATES SUBJECT TO CHANGE WITHOUT NOTICE

RATES REFLECT PAPER QUALITY AS DETERMINED BY BEACON/EMPEROCA SCORE.

 

                                                                            

 

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