Auto Loan Rates

Loan Rates for:

Vehicles, (New and Used)

Year	Term	Premier	A Paper	B Paper	C Paper	D Paper	E Paper
		Score = 720+	Score = 680 -719	Score = 640-679	Score = 600-639	Score = 590-599	Score= 574 or less
NEW 2009 Over $30,000	Up to 84 Months**	5.99% APR	6.50%APR	7.75%	10.75%	14.75%	16.00%
USED 2008-2007	Up to 72 Months	5.99%	6.50%	7.75%	10.75%	14.75%	16.00%
USED - 2007	Up to 72 Months	5.99%	6.50%	7.75%	10.75%	14.75%	16.00%
2006	Up to 60 Months	5.99%	6.50%	7.75%	10.75%	14.75%	16.00%
2004-2005	Up to 48 Months	5.99%	6.50%	7.75%	10.75%	14.75%	16.00%
2003	Up to 36 Months	5.99%	6.50%	7.75%	10.75%	14.75%	16.00%
2002	UP TO 30 Months
2001-OLDER	UP TO 24 MONTHS	ON AN INDIVIDUAL BASIS UP TO 24 MONTHS

**73-84 MONTH TERM REQUIRES A SCORE OF 680 OR HIGHER, ADD 1% TO ABOVE RATES-Applies to new untitled automobilies only***

Loan Rates for:

RV's, Boats, Campers, Motorcycles,

Snowmobiles, Skidoos

Year

Term

A+ Paper

A Paper

B Paper

C Paper

D Paper

E Paper

Score = 720+

Score = 680 -719

Score = 640-679

Score = 600-639

Score = 575-599

Score 574 or less

New and Used

Over $10,000 up to 84 months.

Less than $10,000 up to 72 months

8.50%

9.50%

10.50%

11.50%

14.00%

10% DOWN PAYMENT REQUIRED ON ALL USED BOATS, MOTORCYCLES, RV'S, AND SNOWMOBILES.

***73-84 MONTHS: REQUIRES 680 + CREDIT SCORE ADD 1% TO RATE.

Minimum Shares Required - $25.00

Return Check Fee - $25.00

Late Charge - $25.00 15 days past due

We will not finance negative equity......100% NADA Used Retail

RATES SUBJECT TO CHANGE WITHOUT NOTICE

RATES REFLECT PAPER QUALITY AS DETERMINED BY BEACON/EMPEROCA SCORE.