Application of VISA and VISA Gold

 

Print this page and mail or fax it to Toledo Metro Federal Credit Union. You will be contacted about the status of your application within the next two business days after this application is received. Thank you for applying with Toledo Metro Federal Credit Union.  Membership eligibility required.

 

Loan Type       Circle One:     Visa      Visa Gold      Credit Limit Requested: $_________

Name: ____________________________________________________________

Date of Birth: __________________  SS#: ________________________________

Street Address: _____________________________________________________

City: __________________  State: ________  Zip: _____________

How Long at Current Residence? (yrs) ______________

Circle one:         Rent       Mortgage

Rent/Mortgage Payment Amount: __________________________

Home Phone: _________________  Work Phone: _____________________

Employer Name: ____________________________________________________

Employer Address: __________________________________________________

Current Length of Employment: ______________  

Gross Monthly Salary:  $___________________

If employed in current position less than 5 years, complete the underlined fields.

Previous Employer: __________________________________________________

Previous Employer Address: __________________________________________

Starting Date: __________________    Ending Date: _______________________

You are not required to disclose income from alimony, child support, or seperate maintenance. If you want this income considered with this application, complete the following line.

Payer:____________________________________________ 

Amount: $_______________________  Years:______________


Co-Applicant Information (Leave Italicized Text Fields Blank if No Co-Applicant)

Name: _______________________________________________  

Birth Date: __________________________ SS#: __________________________

Address: ___________________________________________________________

City: ________________________   State: ______________ Zip: _____________

Home Phone: _____________________  Work Phone: ______________________

Employer Name: _____________________________________________________

Employer Address: ___________________________________________________

Current Length of Employment: (yrs) ___________ 

Gross Monthly Salary: $______________________

If employed in current position less than 5 years, complete bold text fields.

Previous Employer: ________________________________________________

Previous Employer Address: _________________________________________

Starting Date: ___________________    Ending Date:_____________________

You are not required to disclose income from alimony, child support, or seperate maintenance. If you want this income considered with this application, complete the following line.

Payer:____________________________________________ 

Amount: $_______________________  Years:______________


Please Supply the Following Information:

Your Home's Value (if applicable): $_____________________________

Your Auto Make:_______________________ Year: __________________

Your 2nd Auto Make: ____________________ Year: __________________

Investments you own: _________________________________________________

___________________________________________________________________

Non-TMFCU Savings: $_________________

Financial Institution: __________________________________________________

Non-TMFCU Checking: $_____________________

Financial Institution: __________________________________________________

Please supply the following information on a relative of yours:

Name: _____________________________________________________________

Phone #: ______________________________

Address:______________________________________________

City: ___________________  State: _________    Zip: ________________

Check Coverage(s) desired. The credit union will disclose the cost of this voluntary insurance to you. A seperate insurance election which discloses the terms and conditions must be signed for coverage to become effective.

Single Credit Life:  Yes     No

Joint Credit Life:    Yes     No

Credit Disability:    Yes    No

 

PLEASE READ THE FOLLOWING CAREFULLY: This statement is submitted to obtain credit and I/We certify that all information herein is true and complete. I/We agree that inquiries may be made to verify information and that the credit references or verification may be given based on inquiries from other parties. This offer is subject to the credit policies of this institution.I/We agree that at the discretion of the Credit Union, they may , at any time, change the credit line or cash advance limit. If so, they will notify me/us either by mail or through the billing statement.I/We agree to be bound by the terms and conditions of the bank card agreement, a copy of which will be mailed to the applicant if this application is granted, receipt of such agreement and acceptance of such terms to be conclusively presumed by the applicant's use.If this is a joint application, the undersigned shall be severally liable for any credit extended from time to time.

Notice: the Ohio laws against discrimination require that all creditors make equally available to all credit worthy customers, and that credit reporting maintain seperate credit histories on each individual upon request. The Ohio Rights Commission administers compliance with this law.

VISA Disclosure Information (Applicable to Visa Applications Only)

A security interest in you account(s) is/are a conditioin of this agreement. Application information must be completed in full. Should I/We not qualify for a VISA Gold card based on income minimums or other requirements, I/We understand and agree to be considered for a VISA Classic card account with a credit line of $5,000 or less. Toledo Metro Federal Credit Union is federally insured by the National Credit Union Administration. Loans are subject to membership eligiblity, credit approval, income verification, and application.

 

 

Annual Percentage Rate Grace Period Method of Computing Balance Annual Fee

Classic: 13.44%

Gold: 11.0%

25 Days Average Daily Balance (Inc. Current Transactions) None

 

Classic Visa Related Fees Card Replacement: $5 Late Payment: $10 Over Limit: $10
Classic Visa Related Fees Card Replacement: $5 Late Payment: $10 Over Limit: $10

___________________________________________________________________________

Applicant Signature                                                                                                     Date

______________________________________________________________________________________

Co-Applicant Signature                                                                                                Date

 

THE UNDERSIGNED HEREBY PLEDGE, AS A CONDITION FOR OBTAINING A VISA ACCOUNT, ALL SHARES AND/OR DEPOSITS AND PAYMENTS AND EARNINGS THEREON WHICH I/WE THEN OR THEREAFTER MAY HAVE, WHETHER HELD INDIVIDUALLY, JOINTLY OR TRUST AS SECURITY FOR ANY AND ALL MONIES ADVANCED UNDER THE PLAN AND INTEREST ACCRUED THEREON AND AUTHORIZE THE CREDIT UNION, IN CASE OF DEFAULT TO APPLY SAME TO PAYMENT OF SAID OBLIGATION. THIS PLEDGE SHALL NOT APPLY TO ANY INDIVIDUAL RETIREMENT ACCOUNT OR SELF-EMPLOYED PLAN QUALIFYING AS SUCH UNDER THE INTERNAL REVENUE CODE.

Account Number(s) ___________________________________________________

Applicant ___________________________________________________________

Co-Applicant ________________________________________________________